Step By Step Buying Process

Step 1: Find a Realtor you can trust…

Buying a home is one of the largest investments people make. Therefore, it is extremely important to seek qualified assistance from a Realtor that you can trust. Once you have decided on a Realtor, you might want to sign a “Buyers Agent Agreement.” This contract guarantees, by the laws of Colorado that your needs are met professionally and represented throughout the entire process of buying your home. In addition, this contract designates that you are exclusively working with your Realtor.

Step 2: Talk with a Lender and get pre-qualified...

Your Lender will work to provide the best available financing for you. If you do not have one, we  have great recommendations.  There are several items you will need to fill out for your loan application. These items may include, picture ID, social security number, residency history, 2 years of employment history, 3 months of current bank statements, credit/loan history, 2 years of tax returns, and all assets.

Step 3: Find your new home...

Once you know how much you can afford, you are ready to find the home that meets your financial and personal needs. Danielle will meet with you to go over in detail your wants and your needs. She will also want to know interests and hobbies as we often love to live in a community that meets the interests of who we are. Together, we will find your HOME. 

Step 4: Presenting an Offer…

When you find your home, you should present a competitive offer immediately. We have extensive experience in contract negotiations. We will ensure you get what you want for a fair price – a transaction in your best interest. Remember, with your offer you will need to submit an earnest money deposit check.

Step 5: The Contract…

Once your offer has been negotiated and accepted by the sellers, the home you are purchasing goes “under contract.” At this time, there are several important deadlines and demands. As your team of Realtors, we will keep you well informed of dates and responsibilities as the buyer.   We have 

years of successful systems and checklist to assure your home closes with the least amount of stress and on time.  We also have a full-time team of reputable professionals to handle all of your real estate needs such as inspectors, home warranty provides, licensed contractors and more!

Step 6: Closing the Deal...

You’re on the “HOME” Stretch!

Don’t forget to think ahead. At closing you may be required to pay fees for your loan processing and other closing costs. Your Lender will provide you with an estimated closing amount, well before the closing date. Typically, these fees range between 2-5% of your mortgage loan.  Danielle will assist with moving and utility set-up/transfer, attend closing and your final settlement

Step 7: After The Closing & Using Danielle as Your Personal Real Estate Adviser. 

Danielle will provide you with market updates so you always know what your home is worth, be a referral source for your family, friends, neighbors, and co-workers, offer financial goal setting, and has a team of home service contractors from pluming, to estate planning, to lawn services.